Updated September 17, 2026
CDG Commerce for retail and POS
Card-present sales carry lower interchange than online ones, and CDG publishes a lower markup to match. This page covers the in-person rate, the terminal placement, and who should look at a packaged POS instead.
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In-person rates CDG publishes
0.30% + $0.10
Above interchange, in person
Interchange plus, $10k to $200k a month
2.90% + $0.30
Flat rate, swiped and mobile
Under $10K a month, $9.95 a month
Source: CDG Commerce interchange plus pricing, checked Sep 17, 2026. The flat rate figure is from CDG's flat rate pricing page. Interchange and network fees are separate.
What is included
- Terminal
- Countertop terminal placement at $79 a year, no purchase required
- Gateway
- Quantum and Authorize.Net, so the counter and the website share one account
- Virtual terminal
- Key in a card from a browser for phone orders and deposits
- Mobile reader
- A $99 card reader for sales away from the counter
- Support
- 24/7/365, U.S.-based, in-house (CDG's description)
Source: CDG Commerce pricing, checked Sep 17, 2026.
Who it fits
- You run a shop, a restaurant, or a service counter doing $10K a month or more
- You want to know the markup on every card-present sale and check it on the statement
- You also sell online and want one account, one statement, and one support number
Who it does not
- You need an all-in-one POS with inventory and staff scheduling from the processor itself
- You process under $1K a month and want a free reader and an instant account
- You are outside the U.S.