Updated September 17, 2026
CDG Commerce for online payments
If most of your revenue arrives through a website, a customer portal, or an emailed invoice, this is the CDG account you would be quoted. It pairs a merchant account with a Quantum or Authorize.Net gateway, and the online markup is published.
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Online rates CDG publishes
0.35% + $0.15
Above interchange, online
Interchange plus, $10k to $200k a month
3.50% + $0.30
Flat rate, online
Under $10K a month, $9.95 a month
Source: CDG Commerce interchange plus pricing, checked Sep 17, 2026. The flat rate figure is from CDG's flat rate pricing page. Interchange and network fees are separate.
What is included
- Gateway
- Quantum and Authorize.Net, included with no per-transaction gateway fee on interchange plus
- Virtual terminal
- Key in a card from a browser when a customer calls with an order
- Recurring billing and invoicing
- Scheduled charges and emailed invoices from the same account
- Integrations
- 350+ (CDG's count) through the gateway
- Support
- 24/7/365, U.S.-based, in-house (CDG's description)
Source: CDG Commerce about page, checked Sep 17, 2026.
Who it fits
- You sell through a website or a hosted checkout and process $10K a month or more
- You already pay for Authorize.Net separately and would rather have the gateway included
- Your finance team keys the occasional phone order and wants it on the same statement
Who it does not
- You are outside the U.S.
- You process under $1K a month and want an instant, self-serve account with no phone call
- You need a marketplace or split-payment setup rather than a single merchant account