Updated September 17, 2026
CDG Commerce for B2B payments
Business customers pay by emailed invoice, by card over the phone, or against a purchase order, and on interchange plus the lower Level 2 and 3 interchange passes through to you. This page covers the rates that apply and what CDG includes for billed receivables.
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Rates that apply to invoiced and keyed sales
0.35% + $0.15
Above interchange, invoiced and keyed
Interchange plus, $10k to $200k a month
0.25% + $0.10
Above interchange, nonprofit
Interchange plus, registered nonprofits
3.50% + $0.30
Flat rate, online
Under $10K a month, $9.95 a month
Source: CDG Commerce interchange plus pricing, checked Sep 17, 2026. The flat rate figure is from CDG's flat rate pricing page. Interchange and network fees are separate.
What is included
- Invoicing
- Email an invoice with a pay link; the customer pays by card without calling you
- Virtual terminal
- Key in a card from a browser for phone orders and purchase orders
- Level 2 and 3 data
- Interchange plus passes the lower interchange through when your gateway sends line-item and tax data; the discount depends on card type and data quality
- Gateway
- Quantum and Authorize.Net, included with no per-transaction gateway fee on interchange plus
- Recurring billing
- Retainers and monthly service contracts charged on a schedule
Source: CDG Commerce about page, checked Sep 17, 2026.
Who it fits
- You invoice other businesses and want card payments on the invoice without a separate tool
- Your average ticket is large and you want interchange at cost so Level 2 and 3 savings reach you
- You are a nonprofit taking donations and pledges by card
Who it does not
- You need net terms, credit checks, or trade financing from the payments provider
- You mostly collect by ACH and card is an afterthought
- You are outside the U.S.